May 30th, 2009 Posted in Disability Insurance, General, Life Insurance, Supplemental Benefits | no comment »
Morbidity: Probability of becoming disabled
Mortality: Probability of dying
For a 35 year old, the probability of a white-collar employee having a disability lasting more than 90 days before the age of 65 vs. dying, is as follows:
- Male: More than 2x
- Female: More than 3x
May 25th, 2009 Posted in Annuities, Disability Insurance, General, Group Health Insurance, Individual Health Insurance, Life Insurance, Long Term Care Insurance, Mortgage Protection, Supplemental Benefits | one comment »
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